Payment and Financing Options for Ductless Mini Splits

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Payment and Financing Options for Ductless Mini Splits

Learn about the many ways to afford your new system

This is the time of year when people really start thinking about their air conditioners. And if your system is old or worn out, it is likely something you can’t stop thinking about. Instead of sweating in your home or cranking up that faltering AC, it’s time for a change.

A ductless mini split could be your best option, as it is more efficient than a system that utilizes ducts, thereby saving you money in the long run.

Speaking of money, how much does one of these ductless systems cost? There are a lot of factors that go into answering this question, including the square footage of the room it will be in, the brand, how many zones (and air handlers) you require, and the features you want it to have. Check out our comprehensive cost guide.

Overall, prices usually range from about $800 to $5,000. The good news is that you have different ways to pay for a new system:

Cash or Credit Card

If you have the money, cash is usually the best way to pay for anything. In a perfect world, we would all be able to reach into our bank accounts and just pull out what we needed, but that isn’t always feasible. If you don’t just happen to have a couple of thousand dollars lying around, you do have other choices.

Using a credit card is great if you will be able to pay it off quickly or if your interest rate is low – but with many credit card providers charging 22% or higher APR, this might not work well over an extended period.

ComfortUp accepts all major credit and debit cards, as well as Amazon Pay, Apple Pay, Google Pay, and PayPal, whether using PayPal Express or PayPal Credit. If none of these options work for you there is …

Direct Financing

Many people choose to go the financing route for a couple of different reasons. First, if your credit is good, the interest charges are usually very favorable compared to credit cards. In addition, you can pick the conditions you are comfortable with, such as the amount you want to pay every month based on the pay-off period.

And while you can choose a bank or other type of lender for financing, you can often get the best terms from an HVAC dealer. A dealer has the incentive of a sale to try and get you the best terms possible.

The benefits of HVAC dealer financing

  • Easy application process
  • Little or no money down
  • Low-interest rates
  • Extended warranties
  • Added bonuses that could include free maintenance and installation

If you think dealer financing is the best solution for you, ComfortUp has a great option. With BREAD, you can be approved for financing very quickly and then decide how long you want to make payments for 3, 6, or 12 months. Our customers love BREAD because they can select a loan that best fits their budget, there are no hidden fees, and the company provides excellent service and support.

To apply for this option, simply choose BREAD on the checkout page and a secure, easy loan application process will start with a few questions. Any United States resident 18 years or older (19 years old in Alabama or if you’re a ward of the state in Nebraska) is eligible to use BREAD.

Click here for a detailed explanation of financing through ComfortUp.

Contact ComfortUp for any questions about ductless mini split systems or financing options

Adding a ductless mini split system to your home, office, or other space is a great way to ensure a cool, comfortable summer. To get the process started, take a look at the systems we have in stock. If you have any questions, please contact us.

You can call us at 855-337-0001 or send an email to